CREDIT AND PAYMENTS PROCESSOR

BOX enables banks and other lenders to generate revenue streams from credit cards and other lending solutions.

Our platform allows lending to be personalised to individual borrower needs.

FEATURES

Delivering versatile and agile lending products with the shortest speed to market, at the lowest operating cost . . .

FLEXIBLE PRODUCT SETUP

Allows creation of a massive range of lending products including revolving credit, standard and instalment loans, balloon loans, interest only, overdrafts, POS finance, debit and prepaid.

PRODUCT PERSONALISATION

Including (but not limited to) changing repayment calendars, repayment terms, rates, fees and down to an incredibly segmented level. BOX also enables customer centric offers.

OPEN BANKING, PSD2

Support for new Open Banking APIs enables compliance and opportunities to derive new propositions for account information and payment initiation.

INTEGRATION AGNOSTIC

Provides a full plug and play solution but also integrates with existing platforms, CRM/fraud/collections providers etc or other processors if you just want product ledger functionality.

CLOUD DEPLOYMENT

Allows for rapid set up and scaling which reduces cost compared with legacy mainframe-based services.


BENEFITS

. . . a 21st Century solution with maximum functionality on a future-proofed platform


FASTER TIME TO MARKET

than traditional providers based on cloud computing and an open API architecture

GREATER FLEXIBILITY

in creating and managing lending products to meet the needs of a rapidly evolving product set

ABILITY TO PERSONALISE

products to individual customer needs (hyper customisation)

REDUCED COST

of trialling and evolving lending products as no legacy processes and a low-cost base

SIMPLE INTEGRATION

with any existing partner or provider lowering barriers to change

PLATFORM

Ability to build multiple products and integrate with any other platform or functionality as required

ABOUT

The founders of BOX have built multiple processing platforms for other businesses

ROB MACMILLAN

Highly experienced business and operations director, establishing businesses, growing teams, winning customers and delivering on service:

 -  Grew Aconite Technology software business to be global provider to tier one enterprise customers including Fiserv, Nets and International Card Services
 -  Set up Proxama Mobile Payments platform to support Visa and Mastercard mobile wallets
 -  Delivered cloud-based card processing service for challenger banks including Railsbank and Standard Chartered Digital Bank

VLAD YANPOLSKY

Well over two decades of designing, building and delivering banking and payments platforms.
He has served processing capability and technology solutions to over 50 banks, retailers and credit organisations globally.
From which the most recent are:

 -  ASDA Flexible Payments
 -  GPS processing platform
 -  Jaja Finance credit cards