'PLUG-IN' CREDIT LEDGER

BOX provides an API driven credit ledger for easy integration into the fintech ecosystem.

Enabling neobanks and fintechs to generate revenue from innovative lending solutions.

PAYMENTS AND LENDING

BOX can enable combining the convenience of a credit card account with the flexibility of an instalment loan.

Customers can make purchases as needed but spread the cost to suit their budget and income.

WE ARE WORKING WITH

FEATURES

FLEXIBLE PRODUCT SETUP

Allows creation of a massive range of lending products including revolving credit, standard and instalment loans, balloon loans, interest only, overdrafts, POS finance, debit and prepaid.

PRODUCT PERSONALISATION

Including (but not limited to) changing repayment calendars, repayment terms, rates, fees and down to an incredibly segmented level. BOX also enables customer centric offers.

OPEN BANKING, PSD2

Support for new Open Banking APIs enables compliance and opportunities to derive new propositions for account information and payment initiation.

INTEGRATION AGNOSTIC

Provides a full plug and play solution but also integrates with existing platforms, Card, CRM, fraud, collections providers, etc.

CLOUD DEPLOYMENT

Allows for rapid set up and scaling which reduces cost compared with legacy mainframe-based services.


BENEFITS


FASTER TIME TO MARKET

than traditional providers based on cloud computing and an open API architecture

GREATER FLEXIBILITY

in creating and managing lending products to meet the needs of a rapidly evolving product set

ABILITY TO PERSONALISE

products to individual customer needs (hyper customisation)

REDUCED COST

of trialling and evolving lending products as no legacy processes and a low-cost base

SIMPLE INTEGRATION

with any existing partner or provider lowering barriers to change

PLATFORM

Simple integration with partner solutions or existing client systems as required

ABOUT

BOX was founded based on many years of experience in payments solutions coupled with expertise in modern software development