'PLUG-IN' CREDIT LEDGER
BOX provides an API driven credit ledger for easy integration into the fintech ecosystem.
Enabling neobanks and fintechs to generate revenue from innovative lending solutions.
PAYMENTS AND LENDING
BOX can enable combining the convenience of a credit card account with the flexibility of an instalment loan.
Customers can make purchases as needed but spread the cost to suit their budget and income.
WE ARE WORKING WITH
Allows creation of a massive range of lending products including revolving credit, standard and instalment loans, balloon loans, interest only, overdrafts, POS finance, debit and prepaid.
Including (but not limited to) changing repayment calendars, repayment terms, rates, fees and down to an incredibly segmented level. BOX also enables customer centric offers.
Support for new Open Banking APIs enables compliance and opportunities to derive new propositions for account information and payment initiation.
Provides a full plug and play solution but also integrates with existing platforms, Card, CRM, fraud, collections providers, etc.
Allows for rapid set up and scaling which reduces cost compared with legacy mainframe-based services.
than traditional providers based on cloud computing and an open API architecture
in creating and managing lending products to meet the needs of a rapidly evolving product set
products to individual customer needs (hyper customisation)
of trialling and evolving lending products as no legacy processes and a low-cost base
with any existing partner or provider lowering barriers to change
Simple integration with partner solutions or existing client systems as required
BOX was founded based on many years of experience in payments solutions coupled with expertise in modern software development